Submitted by Derald Nielson, REALTOR® (Thanks Derald!) “I have a page in Harmon Homes every month that summarizes all of the homes that in one way or another offers buyers an advantage. Homes with words like: HUD, Seller Financing, Foreclosure, Simple Assumption, Qualified Assumption, Owner 2nd, Owner Assistance, Bank Owned, Short Sale, Lease Option/Rent To Own. I list the number available in each category as …